When we least expect it, we may lose our mental capacity through accident, illness or other circumstances. When a person lacks mental capacity (whether on a temporary basis or long term), he will be unable to make decisions for himself, operate his bank accounts, or manage his properties.

By planning ahead, you can make a Lasting Power of Attorney under the Mental Capacity Act to appoint someone (“Donee” or “Attorney”) you trust (eg. your wife, son, daughter) to manage your affairs (financial and/or personal welfare) during your mental incapacity. If you lose your mental capacity without a Lasting Power of Attorney, your family may have to go through a lengthy and costly affair of applying for the appointment of deputy or deputies pursuant to the Mental Capacity Act.